:root{--ink:#14186b;--blue:#2173f3;--cyan:#04b6f9;--bg:#f3f7fd;--line:#dbe4f3;--tx:#27304f;--mut:#5d6788}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:72px}
body{margin:0;font:16px/1.65 "Segoe UI",Roboto,Arial,sans-serif;color:var(--tx);background:#fff}
img{max-width:100%;height:auto}
a{color:var(--blue)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.top{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:62px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:700;letter-spacing:.02em;text-transform:uppercase;font-size:15px;line-height:1.15}
.brand svg{width:34px;height:34px;flex:none}
.brand small{display:block;font-weight:500;font-size:10.5px;color:var(--mut);letter-spacing:.08em}
.menu{display:flex;gap:4px;flex-wrap:wrap}
.menu a{color:var(--ink);text-decoration:none;font-size:14.5px;padding:8px 12px;border-radius:8px}
.menu a:hover{background:var(--bg)}
.hero{background:linear-gradient(115deg,#0d0f5c 0%,#1a2fb8 55%,#2173f3 100%);color:#fff;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-140px;width:460px;height:460px;border-radius:50%;background:radial-gradient(circle,rgba(4,182,249,.45),rgba(4,182,249,0) 68%)}
.hero .wrap{display:grid;grid-template-columns:1.25fr .9fr;gap:48px;align-items:center;padding-top:64px;padding-bottom:68px;position:relative;z-index:1}
.eyebrow{display:inline-block;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:#9fe0ff;margin-bottom:14px;font-weight:600}
.hero h1{font-size:50px;line-height:1.08;margin:0 0 20px;font-weight:800;letter-spacing:-.01em}
.hero p{font-size:18px;color:#dbe6ff;margin:0;max-width:560px}
.facts{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.facts div{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);border-radius:14px;padding:18px 18px 16px}
.facts b{display:block;font-size:30px;line-height:1.1;font-weight:800;color:#fff}
.facts span{display:block;font-size:13.5px;color:#c9d9ff;margin-top:6px;line-height:1.4}
section{padding:60px 0}
section.alt{background:var(--bg)}
h2{font-size:32px;line-height:1.2;margin:0 0 12px;color:var(--ink);font-weight:800}
.sub{color:var(--mut);max-width:760px;margin:0 0 30px;font-size:17px}
.two{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:start}
.two p{margin:0 0 14px}
.note{border-left:4px solid var(--cyan);background:var(--bg);padding:18px 22px;border-radius:0 12px 12px 0;color:var(--ink)}
.note b{display:block;margin-bottom:6px}
.tl{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;position:relative}
.tl li{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px 20px 20px;position:relative;border-top:4px solid var(--blue)}
.tl .y{font-size:26px;font-weight:800;color:var(--blue);display:block;line-height:1.1;margin-bottom:8px}
.tl h3{font-size:16.5px;margin:0 0 8px;color:var(--ink);line-height:1.3}
.tl p{margin:0;font-size:15px;color:var(--mut)}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:c}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px 20px;position:relative}
.card:before{counter-increment:c;content:counter(c,decimal-leading-zero);display:block;font-size:34px;font-weight:800;color:var(--cyan);line-height:1;margin-bottom:12px}
.card h3{font-size:17px;margin:0 0 8px;color:var(--ink);line-height:1.3}
.card p{margin:0;font-size:15px;color:var(--mut)}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:0;padding:0;list-style:none}
.chips li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-size:14.5px;color:var(--ink)}
.cols{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.col{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px 26px 14px}
.col h3{margin:0 0 14px;font-size:20px;color:var(--ink)}
.col ul{list-style:none;margin:0;padding:0}
.col li{position:relative;padding:11px 0 11px 26px;border-top:1px solid var(--line);font-size:15.5px}
.col li:before{content:"";position:absolute;left:2px;top:19px;width:10px;height:10px;border-radius:50%;background:var(--cyan)}
.feat{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}
.feat div{display:flex;gap:16px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px}
.feat img{width:60px;height:60px;flex:none}
.feat span{font-size:15px;color:var(--ink);line-height:1.4}
details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px}
summary{cursor:pointer;padding:16px 52px 16px 20px;font-weight:600;color:var(--ink);list-style:none;position:relative}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";position:absolute;right:20px;top:11px;font-size:26px;color:var(--blue);font-weight:400}
details[open] summary:after{content:"–"}
details .a{padding:0 20px 18px;color:var(--tx)}
details .a p{margin:0 0 10px}
.foot{background:#0d0f5c;color:#c9d3f5;padding:44px 0 34px;font-size:14.5px}
.foot .wrap{display:grid;grid-template-columns:1.4fr 1fr;gap:40px}
.foot b{color:#fff}
.foot p{margin:0 0 10px}
.disc{border:1px solid rgba(255,255,255,.25);border-radius:12px;padding:16px 20px;background:rgba(255,255,255,.06)}
.copy{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.18);padding-top:18px;color:#93a0d6;font-size:13.5px}
@media(max-width:980px){.hero .wrap{grid-template-columns:1fr;gap:34px;padding-top:44px;padding-bottom:48px}.hero h1{font-size:40px}.tl,.cards{grid-template-columns:1fr 1fr}.two,.cols,.foot .wrap{grid-template-columns:1fr}.feat{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.wrap{padding:0 16px}.top .wrap{flex-direction:column;align-items:flex-start;gap:2px;padding-top:8px;padding-bottom:6px}.menu{margin-left:-12px}.menu a{padding:6px 10px;font-size:14px}.hero h1{font-size:33px}.hero p{font-size:16.5px}.facts b{font-size:24px}section{padding:42px 0}h2{font-size:26px}.tl,.cards,.feat{grid-template-columns:1fr}.col{padding:20px 18px 8px}}